/* Crefinance demo — navy + Crefinance blue (#0493D7, from the logo), lots of white space. */
:root{
  --navy:#0B2340;--navy-2:#13335A;--blue:#0493D7;--blue-d:#0377AF;--sky:#EAF5FC;--sky-2:#D7ECF9;
  --bg:#FFFFFF;--soft:#F5F8FB;--text:#1E2B3A;--muted:#5C6B7C;--line:rgba(11,35,64,.1);
  --serif:'Fraunces',Georgia,serif;--sans:'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif;
  --r:22px;--ease:cubic-bezier(.2,.7,.2,1);--shadow:0 1px 2px rgba(11,35,64,.05),0 16px 40px -16px rgba(11,35,64,.2)
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font:400 16.5px/1.65 var(--sans);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{display:block;max-width:100%;height:auto}
a{color:inherit}
h1,h2,h3{font-family:var(--serif);font-weight:400;letter-spacing:-.02em;line-height:1.06;margin:0;color:var(--navy)}
h1 em,h2 em{font-style:italic;font-weight:300;color:var(--blue)}
h2{font-size:clamp(34px,4.4vw,56px)}
p{margin:0 0 1em}
.wrap{width:min(1180px,100% - 48px);margin-inline:auto}
.narrow{width:min(820px,100% - 48px)}
.sec{padding:clamp(80px,10vw,128px) 0}
.pt0{padding-top:0!important}
.soft{background:var(--soft)}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 14px;z-index:100;border-radius:8px}.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--blue);outline-offset:3px;border-radius:6px}
.eye{display:inline-flex;align-items:center;gap:10px;font:700 12px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin-bottom:20px}
.eye::before{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}
.lead{font-size:clamp(17px,1.45vw,19.5px);color:var(--muted);max-width:58ch}
.sh{margin-bottom:clamp(40px,5vw,64px)}.sh .lead{margin-top:16px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:52px;padding:0 24px;border-radius:999px;font:700 15px/1 var(--sans);text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .3s var(--ease),background .3s,color .3s,border-color .3s,box-shadow .3s;white-space:nowrap}
.btn svg{width:16px;height:16px;transition:transform .3s var(--ease)}
.btn:hover svg{transform:translateX(3px)}
.btn-p{background:var(--blue);color:#fff;box-shadow:0 10px 24px -10px rgba(4,147,215,.75)}
.btn-p:hover{background:var(--blue-d);transform:translateY(-1px)}
.btn-l{background:#fff;border-color:var(--line);color:var(--navy)}
.btn-l:hover{border-color:var(--blue);color:var(--blue)}
.btn-w{background:#fff;color:var(--navy)}
.btn-w:hover{transform:translateY(-1px)}
.btn-o{border-color:rgba(255,255,255,.4);color:#fff}
.btn-o:hover{background:rgba(255,255,255,.1)}
.btns{display:flex;flex-wrap:wrap;gap:12px}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);-webkit-backdrop-filter:saturate(1.5) blur(14px);backdrop-filter:saturate(1.5) blur(14px);transition:box-shadow .3s}
.hdr.shadow{box-shadow:0 1px 0 var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:26px;height:78px}
.brand{text-decoration:none;flex:none}
.logo{display:inline-flex;align-items:center;gap:10px}
.logo img{width:46px;height:auto}
.logo b{font:600 22px/1 var(--sans);letter-spacing:-.02em;color:var(--navy)}
.logo.light b{color:#fff}
.nav{display:flex;gap:30px;margin-left:auto}
.nav a{font:600 15px/1 var(--sans);text-decoration:none;color:var(--navy);position:relative;padding:8px 0}
.nav a::after{content:"";position:absolute;left:0;right:0;bottom:1px;height:2px;border-radius:2px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.nav a:hover::after,.nav a[aria-current]::after{transform:scaleX(1)}
.hcta{height:46px;padding:0 20px;font-size:14px}
.lang{position:relative}
.lang summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:7px;height:46px;padding:0 14px;border-radius:999px;border:1px solid var(--line);font:700 13px/1 var(--sans);letter-spacing:.08em;text-transform:uppercase;color:var(--navy);background:#fff}
.lang summary::-webkit-details-marker,.mnav summary::-webkit-details-marker{display:none}
.lang summary svg{width:15px;height:15px}.lang .chev{width:12px;height:12px;transition:transform .3s}
.lang[open] .chev{transform:rotate(180deg)}
.lang ul{position:absolute;right:0;top:calc(100% + 10px);min-width:190px;margin:0;padding:8px;list-style:none;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);animation:drop .25s var(--ease)}
.lang li a{display:flex;justify-content:space-between;align-items:center;padding:11px 14px;border-radius:10px;text-decoration:none;font:600 14.5px/1 var(--sans);color:var(--navy)}
.lang li a span{font-size:11px;letter-spacing:.14em;color:var(--muted);text-transform:uppercase}
.lang li a:hover,.lang li a[aria-current]{background:var(--sky)}
.lang li a[aria-current]{color:var(--blue-d)}
.mnav{display:none}
.mnav summary{list-style:none;cursor:pointer;width:46px;height:46px;border-radius:50%;display:grid;place-items:center;border:1px solid var(--line);color:var(--navy);background:#fff}
.mnav summary svg{width:20px;height:20px}
.mnav-panel{position:fixed;left:12px;right:12px;top:74px;background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:10px;animation:drop .25s var(--ease)}
.mnav-panel ul{list-style:none;margin:0 0 10px;padding:0}
.mnav-panel li a{display:flex;justify-content:space-between;align-items:center;padding:15px 16px;border-radius:12px;text-decoration:none;font:600 17px/1 var(--sans);color:var(--navy)}
.mnav-panel li a svg{width:16px;height:16px;color:var(--muted)}
.mnav-panel li a[aria-current]{background:var(--sky);color:var(--blue-d)}
.mnav-panel .btn{width:100%}
@keyframes drop{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}

/* hero */
.hero{position:relative;overflow:hidden;padding:clamp(72px,10vw,140px) 0 clamp(96px,12vw,170px);background:linear-gradient(180deg,#fff 0%,var(--sky) 100%)}
.hero-in{position:relative;z-index:1}
.hero-chart{position:absolute;right:0;bottom:0;width:min(78%,1100px);height:auto;max-height:92%;pointer-events:none}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.96) 0%,rgba(255,255,255,.75) 34%,rgba(255,255,255,0) 62%);pointer-events:none}
.hero-chart .line{stroke-dasharray:1500;stroke-dashoffset:1500;animation:draw 2.4s .2s var(--ease) forwards}
.hero-chart .area{opacity:0;animation:fade 1.4s 1s ease forwards}
.hero-chart .bars rect{transform-box:fill-box;transform-origin:bottom;transform:scaleY(0);animation:grow .9s var(--ease) forwards}
.hero-chart .bars rect:nth-child(2){animation-delay:.1s}.hero-chart .bars rect:nth-child(3){animation-delay:.2s}.hero-chart .bars rect:nth-child(4){animation-delay:.3s}.hero-chart .bars rect:nth-child(5){animation-delay:.4s}.hero-chart .bars rect:nth-child(6){animation-delay:.5s}
.hero-chart .pts,.hero-chart .arrow{opacity:0;animation:fade .6s 2.2s ease forwards}
@keyframes draw{to{stroke-dashoffset:0}}@keyframes fade{to{opacity:1}}@keyframes grow{to{transform:none}}
.hero h1{font-size:clamp(48px,7.4vw,98px);max-width:13ch}
.hero .lead{margin:24px 0 32px;font-size:clamp(18px,1.6vw,21px)}
.trust{list-style:none;display:flex;flex-wrap:wrap;gap:10px 26px;margin:30px 0 0;padding:0;font-weight:600;color:var(--navy);font-size:15px}
.trust li{display:flex;align-items:center;gap:8px}
.trust svg,.ticks svg{width:22px;height:22px;flex:none;color:#fff;background:var(--blue);border-radius:50%;padding:3px}
.hero-img{margin-top:clamp(48px,6vw,72px);border-radius:var(--r) var(--r) 0 0;overflow:hidden;aspect-ratio:2400/630;box-shadow:0 -10px 40px -20px rgba(11,35,64,.3)}
.hero-img img{width:100%;height:100%;object-fit:cover;animation:settle 1.6s var(--ease) both}
@keyframes settle{from{transform:scale(1.06);opacity:.4}to{transform:none;opacity:1}}
.phead{padding:clamp(64px,8vw,104px) 0 clamp(48px,6vw,72px);background:linear-gradient(180deg,#fff,var(--sky))}
.phead h1{font-size:clamp(44px,6.2vw,80px);max-width:15ch}
.phead .lead{margin-top:22px}
.phead + .sec.pt0{padding-top:clamp(48px,6vw,72px)!important}

/* steps */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.steps li{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:32px 30px}
.steps li:not(:last-child)::after{content:"";position:absolute;top:56px;right:-21px;width:22px;height:2px;background:var(--sky-2)}
.num{display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--sky);color:var(--blue-d);font:600 20px/1 var(--serif);margin-bottom:24px}
.steps h3{font-size:26px;margin-bottom:10px}
.steps p{color:var(--muted);margin:0}

/* projects */
.projs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.proj{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;text-decoration:none;transition:transform .45s var(--ease),box-shadow .45s var(--ease),border-color .45s}
.proj:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.pi{aspect-ratio:16/9;overflow:hidden;background:var(--sky)}
.pi img{width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.proj:hover .pi img{transform:scale(1.05)}
.pt{padding:24px 70px 26px 26px}
.pt h3{font-size:24px;margin-bottom:8px}
.pt p{color:var(--muted);margin:0;font-size:15.5px}
.go{position:absolute;right:22px;bottom:26px;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--blue-d);transition:background .3s,color .3s}
.go svg{width:16px;height:16px}
.proj:hover .go{background:var(--blue);color:#fff}

/* why */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(40px,6vw,96px);align-items:center}
.whys{display:grid;grid-template-columns:1fr 1fr;gap:28px 32px;margin-top:40px}
.why .ic{display:grid;place-items:center;width:52px;height:52px;border-radius:16px;background:var(--sky);color:var(--blue-d);margin-bottom:16px}
.why .ic svg{width:26px;height:26px}
.why h3{font-size:22px;margin-bottom:6px}
.why p{color:var(--muted);margin:0;font-size:15.5px}
.photo{border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow)}
.photo img{width:100%;aspect-ratio:4/3;object-fit:cover}

/* reviews */
.revs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.rev{margin:0;background:#fff;border-radius:var(--r);padding:30px;display:flex;flex-direction:column;border:1px solid var(--line)}
.stars{display:flex;gap:3px;color:#F5B301;margin-bottom:18px}.stars svg{width:18px;height:18px}
.rev blockquote{margin:0 0 20px;font:400 18px/1.5 var(--serif);color:var(--navy)}
.rev figcaption{margin-top:auto;font:700 12.5px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--blue)}

/* cta */
.cta{padding:0 0 clamp(80px,10vw,128px)}
.cta-box{display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap;background:var(--navy);color:#fff;border-radius:28px;padding:clamp(36px,5vw,64px);position:relative;overflow:hidden}
.cta-box::after{content:"";position:absolute;right:-120px;top:-120px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(4,147,215,.45),rgba(4,147,215,0) 70%)}
.cta-box>*{position:relative;z-index:1}
.cta-box h2{color:#fff}
.cta-box p{color:rgba(255,255,255,.78);margin:12px 0 0;max-width:46ch;font-size:17.5px}
.soft + .cta{padding-top:clamp(80px,10vw,128px)}

/* credits */
.loans{display:grid;gap:clamp(56px,7vw,96px)}
.loan{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,72px);align-items:center;scroll-margin-top:110px}
.loan.flip .li{order:2}
.li{border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow)}
.li img{width:100%;aspect-ratio:16/10;object-fit:cover}
.lt .n{font:400 italic 16px/1 var(--serif);color:var(--blue)}
.lt h2{font-size:clamp(32px,3.6vw,46px);margin:12px 0 16px}
.lt h3{font:700 12px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--muted);margin:26px 0 14px}
.ticks{list-style:none;margin:0 0 30px;padding:0;display:grid;gap:12px}
.ticks li{display:flex;gap:12px;align-items:flex-start;font-weight:600;color:var(--navy)}
.chips{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:12px 18px;font-weight:600;color:var(--navy)}

/* insurance */
.inss{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ins{background:var(--soft);border-radius:var(--r);padding:30px 28px}
.ins:first-child{grid-column:span 2;background:var(--navy)}
.ins:first-child h3,.ins:first-child .n{color:#fff}.ins:first-child p{color:rgba(255,255,255,.78)}
.ins .n{font:400 italic 15px/1 var(--serif);color:var(--blue)}
.ins h3{font-size:28px;margin:14px 0 10px}
.ins p{color:var(--muted);margin:0}
.partners{display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px;margin-top:40px;padding-top:28px;border-top:1px solid var(--line)}
.partners span{font:700 12px/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.partners ul{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0}
.partners li{font:600 15px/1 var(--sans);color:var(--navy);background:var(--soft);padding:10px 14px;border-radius:10px}
.cards2{display:flex;flex-wrap:wrap;gap:10px;margin:8px 0 26px}
.mini{display:inline-flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 18px;text-decoration:none;font-weight:700;color:var(--navy)}
.mini svg{width:20px;height:20px;color:var(--blue)}
.mini:hover{border-color:var(--blue)}

/* simulator */
.wiz{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow);padding:clamp(24px,4vw,44px)}
.wsteps{list-style:none;display:flex;gap:8px;margin:0 0 30px;padding:0}
.wsteps li{flex:1;display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:14px;background:var(--soft);font:700 14px/1.2 var(--sans);color:var(--muted)}
.wsteps li span{display:grid;place-items:center;width:28px;height:28px;flex:none;border-radius:50%;background:#fff;font-size:13px}
.wsteps li.on{background:var(--sky);color:var(--navy)}.wsteps li.on span{background:var(--blue);color:#fff}
.wsteps li.done span{background:var(--navy);color:#fff}
.wpane{display:none}.wpane.on{display:block;animation:drop .35s var(--ease)}
.no-js .wpane{display:block}
.wp{color:var(--muted);margin-bottom:22px}
.fld{display:grid;gap:8px;font:700 14px/1.3 var(--sans);color:var(--navy);margin-bottom:16px}
.fld small{font-weight:500;color:var(--muted)}
.inp{position:relative;display:block}
.inp i{position:absolute;right:16px;top:50%;transform:translateY(-50%);font-style:normal;color:var(--muted);font-weight:600}
.fld input,.fld select,.fld textarea{font:500 17px/1.3 var(--sans);color:var(--navy);background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:15px 44px 15px 16px;width:100%;outline:0;transition:border-color .25s,box-shadow .25s,background .25s;-moz-appearance:textfield}
.fld select,.fld textarea{padding-right:16px}
.fld input::-webkit-outer-spin-button,.fld input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.fld input:focus,.fld select:focus,.fld textarea:focus{border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(4,147,215,.14)}
.fld .invalid,.invalid{border-color:#D14343!important;background:#FFF6F6!important}
.wbtn{display:flex;justify-content:space-between;gap:10px;margin-top:10px}
.wbtn .btn-p:only-child{margin-left:auto}
.res{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:20px}
.r{background:var(--soft);border-radius:18px;padding:20px 22px}
.r.big{grid-column:span 2;background:var(--navy);color:#fff}
.r span{font:700 12px/1.3 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.r.big span{color:rgba(255,255,255,.7)}
.r b{display:block;font:400 clamp(30px,4vw,46px)/1.1 var(--serif);color:var(--navy);margin:10px 0 8px;letter-spacing:-.02em}
.r.big b{color:#fff;font-size:clamp(40px,6vw,64px)}
.r p{margin:0;font-size:14.5px;color:var(--muted)}
.r.big p{color:rgba(255,255,255,.75)}
.zero{background:#FFF6E5;border-radius:14px;padding:16px 18px;color:#7A5200;font-weight:600}
.fld.rate{max-width:240px}
.next{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;background:var(--sky);border-radius:18px;padding:22px 24px;margin:6px 0 16px}
.next h3{font-size:22px;margin-bottom:4px}.next p{margin:0;color:var(--muted);font-size:15px}
.disc{font-size:13.5px;color:var(--muted);margin-top:22px}
.calc{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow);padding:clamp(24px,4vw,40px)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.cres{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:8px}
.cres div{background:var(--soft);border-radius:16px;padding:18px 20px}
.cres div:first-child{background:var(--navy)}
.cres span{font:700 12px/1.3 var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.cres div:first-child span{color:rgba(255,255,255,.7)}
.cres b{display:block;font:400 32px/1.1 var(--serif);color:var(--navy);margin-top:8px}
.cres div:first-child b{color:#fff}

/* contact */
.contact{display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(28px,4vw,56px);align-items:start}
.cform{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow);padding:clamp(24px,4vw,40px)}
.cform h2{font-size:32px;margin-bottom:24px}
.cform .btn{margin-top:6px}
.ok{display:flex;align-items:center;gap:10px;color:#1F7A47;font-weight:700;margin:16px 0 0}
.ok[hidden]{display:none}
.ok svg{width:22px;height:22px;background:#1F7A47;color:#fff;border-radius:50%;padding:3px}
.fnote{font-size:13px;color:var(--muted);margin:16px 0 0}
.visio{position:sticky;top:100px;background:var(--soft);border-radius:28px;overflow:hidden}
.visio>img{width:100%;aspect-ratio:16/9;object-fit:cover}
.visio h3{font-size:26px;padding:26px 28px 0}
.vsteps{list-style:none;margin:0;padding:18px 28px 6px;display:grid;gap:16px}
.vsteps li{display:flex;gap:14px}
.vsteps .num{width:36px;height:36px;font-size:16px;margin:0;flex:none;background:#fff}
.vsteps b{display:block;color:var(--navy)}.vsteps p{margin:2px 0 0;color:var(--muted);font-size:15px}
.direct{display:grid;gap:10px;padding:18px 28px 28px;border-top:1px solid var(--line);margin-top:14px}
.direct a,.direct span{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy);text-decoration:none}
.direct svg{width:19px;height:19px;color:var(--blue)}
.offs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.off{background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid var(--line)}
.oi{aspect-ratio:4/3;overflow:hidden}.oi img{width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.off:hover .oi img{transform:scale(1.04)}
.ot{padding:22px 24px 24px}
.ot h3{font-size:26px;margin-bottom:8px}
.ot p{color:var(--muted);margin:0 0 12px;font-size:15.5px}
.onote{font-size:14px!important;color:var(--blue-d)!important;font-weight:600}
.ol{display:inline-flex;align-items:center;gap:8px;margin:4px 16px 0 0;font-weight:700;color:var(--navy);text-decoration:none;font-size:15px}
.ol svg{width:17px;height:17px;color:var(--blue)}
.ol:hover{color:var(--blue)}
.insdesk{display:flex;flex-wrap:wrap;align-items:center;gap:12px 22px;margin-top:20px;background:var(--navy);color:#fff;border-radius:var(--r);padding:22px 28px}
.insdesk b{font:400 22px/1 var(--serif)}.insdesk span{color:rgba(255,255,255,.75);margin-right:auto}
.insdesk a{display:inline-flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font-weight:700}
.insdesk svg{width:18px;height:18px;color:#7CCBF2}
.team{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.team li{display:flex;flex-direction:column;align-items:flex-start;gap:12px;background:var(--soft);border-radius:18px;padding:18px}
.av{width:64px;height:64px;border-radius:50%;overflow:hidden;display:grid;place-items:center;background:var(--sky);color:var(--blue-d);font:600 20px/1 var(--serif)}
.av img{width:100%;height:100%;object-fit:cover;object-position:50% 20%}
.team b{display:block;color:var(--navy)}.team li span:not(.av){font-size:14px;color:var(--muted)}

/* legal */
.prose h2{font-size:28px;margin:36px 0 12px}
.prose p{color:var(--muted)}

/* footer */
.foot{background:var(--navy);color:rgba(255,255,255,.72);padding:0 0 32px;font-size:15px}
.warn{background:var(--blue);color:#fff;font-weight:700;text-align:center;padding:14px 20px;border-radius:0 0 18px 18px;margin-bottom:56px}
.foot .top{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:36px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,.12)}
.foot .top p{margin:16px 0 0;max-width:30ch}
.foot h4{margin:6px 0 16px;font:700 12px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:#7CCBF2}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.foot a{text-decoration:none}.foot a:hover{color:#fff}
.foot .bottom{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:16px;padding-top:24px;font-size:13px;color:rgba(255,255,255,.55)}
.foot .bottom p{margin:0;max-width:80ch}
.foot .bottom a{text-decoration:underline;text-underline-offset:3px}

/* reveal */
.js .rv{opacity:0;transform:translateY(22px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.js .rv.seen{opacity:1;transform:none}
.d1{transition-delay:.08s}.d2{transition-delay:.16s}

@media (max-width:1040px){
  .nav,.hcta{display:none}
  .lang{margin-left:auto}
  .mnav{display:block}
  .projs,.revs,.offs,.inss{grid-template-columns:1fr 1fr}
  .ins:first-child{grid-column:span 2}
  .team{grid-template-columns:repeat(3,1fr)}
  .contact{grid-template-columns:1fr}
  .visio{position:static}
  .foot .top{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  body{font-size:16px}
  .wrap,.narrow{width:min(1180px,100% - 32px)}
  .hdr .wrap{height:68px;gap:10px}
  .logo b{font-size:19px}.logo img{width:40px}
  .mnav-panel{top:66px}
  .hero-chart{width:140%;max-height:60%;opacity:.55}
  .hero::after{background:linear-gradient(180deg,rgba(255,255,255,.9),rgba(255,255,255,.55))}
  .hero .btns .btn{flex:1 1 auto}
  .steps,.projs,.revs,.offs,.inss,.split,.whys,.loan,.res,.row2,.cres{grid-template-columns:1fr}
  .steps li:not(:last-child)::after{display:none}
  .ins:first-child,.r.big{grid-column:auto}
  .loan.flip .li{order:0}
  .team{grid-template-columns:1fr 1fr}
  .wsteps li{font-size:0;justify-content:center}.wsteps li span{font-size:13px}
  .wbtn .btn{flex:1}
  .foot .top{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){.hero-chart *{stroke-dashoffset:0!important;opacity:1!important;transform:none!important}*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.js .rv{opacity:1;transform:none}}